INSURANCE

How will employer-provided health plans change in 2015?

12/19/2014
Fewer than 1% of employers plan to drop health insurance benefits in 2015. In many workplaces, however, employers are taking steps to rein in the cost of health benefits. Here are the top five measures.

Health care cost growth lowest in over 50 years

12/16/2014
Health spending last year grew at the lowest rate since 1960, according to the federal Centers for Medicare & Medicaid Services.

It's time to tell a new story about voluntary benefits

12/10/2014

The Affordable Care Act has precipitated a new appreciation for voluntary benefits. A well-designed package of them will be essential for recruiting and retaining top talent.

Quitting in anticipation of being fired bars benefits

12/08/2014
An employee who quits because he thinks he may be fired isn’t usually eligible for unemployment benefits. If there was still work available, quitting would have been unreasonable.

Rival manufacturers partner on emergency fund for employees

12/05/2014

Rival recreational vehicle makers Forest River Inc. and Thor Indus­­tries can agree on one thing: Busi­­nesses need to be there for their employees during times of need. So the two largest employers in Elkhart, Ind., have joined forces to create and jointly fund the Forest River/Thor Community Foundation, which will provide grants of up to $20,000 to employees of either company during emergencies.

Know which 'personal' injuries qualify for workers' comp

12/01/2014
Be on the lookout for em­­ployees who try to pass off personal injuries as being job-related. Chal­­lenge workers’ comp claims in such cases.

After GOP Senate takeover, will ACA survive?

11/10/2014
When the midterm elections swept Republicans to complete control of Congress starting in January, incoming Senate Majority Leader Mitch McConnell and Speaker of the House John Boehner immediately vowed to repeal the Affordable Care Act. That’s unlikely to happen.

Walmart drops health benefits for part-timers

10/30/2014
Walmart has announced it will stop offering health insurance benefits next year to part-time employees working less than 30 hours per week—about 5% of the retail giant’s workers.

What's the procedure for handling a worker's comp claim when an employee is injured?

10/27/2014
Q. As a California employer, what should I do if one of my employees gets injured on the job or has a work-related illness?

Even though we have no employees, do we still need workers' comp coverage?

10/27/2014
Q. My daughter and I are the sole owners of our business. Are we required to obtain workers’ compensation coverage even though we have no employees?

IRS lets employees drop cafeteria coverage, choose ACA plans

10/22/2014
The IRS has expanded the conditions under which cafeteria plans may allow employees to revoke their participation in group health plans to account for individual coverage that’s available on the Affordable Care Act’s health insurance exchanges. That could save them money.

Court runs out of patience with tightwad insurer

10/14/2014
Courts don’t like it when insurers try to use technicalities to limit benefits.

Guidance on making ACA employer-mandate decision

10/08/2014
Employers on the fence about whether to offer health benefits to employees in 2015 have some important decisions to make this month. That’s because open enrollment on the Affordable Care Act health insurance exchanges begins Nov. 15.

Help staff make the most of open enrollment

10/08/2014
As you prepare for the upcoming open enrollment season for health benefits, pass along these tips to help employees make smart choices.

How do I get workers comp coverage?

10/07/2014
Q. How do I go about obtaining workers’ compensation coverage? Once I have this coverage, what related rights do I have?
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