No workers: Still need workers' comp coverage?

Q. My wife and I run our own business. Are we required to obtain workers’ compensation coverage even though we have no employees?

Must we continue health insurance when employees are out of work on leave?

Q. Is our business required to continue to offer health benefits to our employees while they are out on family leave?

Health premiums up just 3%, deductibles soar

Annual family premiums for employer-sponsored health insurance rose an average of 3% to $18,142 this year.

Long-term care insurance rated a worthwhile benefit

Reassure employees who may be on the fence about long-term care insurance with new findings from America’s Health Insurance Plans.

Voluntary activities & workers' comp: It's all fun and games until ...

Many companies provide fun employee outings to boost morale or show gratitude to their workforce. But what if an employee gets hurt during one of these events?

COBRA coverage continues even if carrier changes

Employees who elect to continue their health insurance coverage after a work separation get to maintain that coverage even if the employer switches plans.

Alternative workers' comp takes a legal hit


Recent legislation in several states allows employers to opt out of their state workers’ comp system in favor of private, parallel systems.

Health benefits cost 7.6% of employers' annual budgets

The average cost of providing health care makes up 7.6% of a company’s annual operating budget and equates to an average of $8,669 per covered employee.

Financial security is millennials' benefits focus

Millennials are pessimistic about their financial futures, and they are looking to their employers for help when it comes to addressing financial matters.

Snapshot: What percentage of health insurance premiums do employers pay?

What percentage of health insurance premiums do employers pay?

Long-term care insurance by the numbers

As baby boomer workers grow older and employees of all ages worry about their economic security, it might be time to consider adding long-term care insurance to your organization’s benefits portfolio.

Health benefits declining among small employers

In the wake of the Affordable Care Act—and the financial hardship caused by the economic downturn—fewer small employers are offering health benefits to their workers, but big employers are holding steady, according to new findings by the nonpartisan Employee Benefit Research Institute.

Ramp up benefits education before open enrollment

As open enrollment season for benefits approaches, employers have a significant opportunity to educate employees on traditional and voluntary benefits and how they can be used to address financial concerns.

ACA did not lead to cuts in job-based health coverage

The Affordable Care Act has had almost no effect on the number of employees who get their health insurance through an employer-sponsored plan, according to new research by the nonprofit Urban Institute.

Snapshot: Most common supplemental benefits

What benefits are being provided other than health insurance?
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