INSURANCE

Court defers to insurer on medical necessity

11/28/2016
Courts considering an ERISA benefit claim may side with the insurer if the decision to deny a treatment was supported with evidence.

Extension for ACA reports

11/22/2016
The IRS has granted 30 more days for employers to give Forms 1095-B (Health Coverage) and 1095-C (Employer-Provided Health Insurance Offer and Coverage) to employees.

Employer mandate is top health care reform concern

11/22/2016
48% of employers said the Affordable Care Act’s employer mandate was their primary health care concern going into the next administration.

Trump administration: 4 'what ifs' affecting HR

11/17/2016
As we approach the twilight of the Obama era and the dawning of the Trump administration, HR professionals are grappling with exactly what kind of changes to expect.

Trump wins: What's that mean for the American workplace?

11/09/2016
Tuesday's shocking election of Donald Trump means America has elected an entirely new agenda for workplace and employment issues.

When ERISA, state law differ, disability insurance decisions can get a second look

11/08/2016
A federal court in Texas has concluded that the federal ERISA doesn’t necessarily preempt state insurance laws that limit certain provisions in insurance plans.

Outside COBRA admins liable for notice delays

11/01/2016
If you use an outside plan administrator to take care of sending COBRA notices to terminated employees, it is liable for any delay penalties.

No workers: Still need workers' comp coverage?

10/27/2016
Q. My wife and I run our own business. Are we required to obtain workers’ compensation coverage even though we have no employees?

Must we continue health insurance when employees are out of work on leave?

10/27/2016
Q. Is our business required to continue to offer health benefits to our employees while they are out on family leave?

Health premiums up just 3%, deductibles soar

10/25/2016
Annual family premiums for employer-sponsored health insurance rose an average of 3% to $18,142 this year.

Long-term care insurance rated a worthwhile benefit

10/04/2016
Reassure employees who may be on the fence about long-term care insurance with new findings from America’s Health Insurance Plans.

Voluntary activities & workers' comp: It's all fun and games until ...

09/22/2016
Many companies provide fun employee outings to boost morale or show gratitude to their workforce. But what if an employee gets hurt during one of these events?

COBRA coverage continues even if carrier changes

09/22/2016
Employees who elect to continue their health insurance coverage after a work separation get to maintain that coverage even if the employer switches plans.

Alternative workers' comp takes a legal hit

09/22/2016

Recent legislation in several states allows employers to opt out of their state workers’ comp system in favor of private, parallel systems.

Health benefits cost 7.6% of employers' annual budgets

09/20/2016
The average cost of providing health care makes up 7.6% of a company’s annual operating budget and equates to an average of $8,669 per covered employee.
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