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Trump wins: What’s that mean for the American workplace?

Tuesday’s shocking election of Donald Trump means America has elected an entirely new agenda for workplace and employment issues.

When ERISA, state law differ, disability insurance decisions can get a second look

A federal court in Texas has concluded that the federal ERISA doesn’t necessarily preempt state insurance laws that limit certain provisions in insurance plans.

Outside COBRA admins liable for notice delays

If you use an outside plan administrator to take care of sending COBRA notices to terminated employees, it is liable for any delay penalties.

No workers: Still need workers’ comp coverage?

Q. My wife and I run our own business. Are we required to obtain workers’ compensation coverage even though we have no employees?

Must we continue health insurance when employees are out of work on leave?

Q. Is our business required to continue to offer health benefits to our employees while they are out on family leave?

Health premiums up just 3%, deductibles soar

Annual family premiums for employer-sponsored health insurance rose an average of 3% to $18,142 this year.

Long-term care insurance rated a worthwhile benefit

Reassure employees who may be on the fence about long-term care insurance with new findings from America’s Health Insurance Plans.

Voluntary activities & workers’ comp: It’s all fun and games until …

Many companies provide fun employee outings to boost morale or show gratitude to their workforce. But what if an employee gets hurt during one of these events?

COBRA coverage continues even if carrier changes

Employees who elect to continue their health insurance coverage after a work separation get to maintain that coverage even if the employer switches plans.

Alternative workers’ comp takes a legal hit


Recent legislation in several states allows employers to opt out of their state workers’ comp system in favor of private, parallel systems.