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Insurance

Group plans must assure mental health coverage parity

02/03/2021
Tucked innocently into the Consolidated Appropriations Act was a measure that largely escaped notice until now: A new requirement that says group health plans must comply with the Mental Health Parity and Addiction Equity Act.

EEOC wellness rules would limit incentives

01/21/2021
Two new proposed EEOC rules would strictly limit the incentives employers could offer to encourage employees to participate in wellness programs. In order to comply with the ADA and the Genetic Information Nondiscrimination Act, only minimal incentives would be allowed.

Coronavirus relief law adds more flexibility to flex funds

01/05/2021
The coronavirus relief legislation signed into law Dec. 27 grants some financial leeway to employees who participate in health and dependent care flexible spending account plans.

The impact of COVID on workers’ comp claims

12/21/2020
With fewer people in the workplace, employers have seen a big decrease in non-COVID workers’ compensation claims, down about 25–50% since early March.

Health costs flat despite (or because of) pandemic

12/15/2020
Large employers encountered a paradox among the financial ruins of the coronavirus pandemic: Their health care costs rose just 1.9% in 2020, the lowest increase since 1997.

A shot in the arm is worth two questions, at least

12/02/2020
Can you require employees to get vaccinated? And must your group health plan cover the expense cost-free to employees?

Check: Does your EPLI cover covid lawsuits?

11/05/2020
Your employment practices liability insurance policy may not cover you for many lawsuits related to the coronavirus and covid-19. Now is the time to check with your insurance agent to know what your EPLI policy covers and whether you need to make coverage changes.

14.6 million lost health insurance since spring

11/03/2020
An estimated 7.7 million workers lost employer-provided health insurance when they became unemployed because of the coronavirus pandemic.

Watch out! You could be liable for at-home workers’ comp injuries

10/27/2020
Telecommuting plans hatched this spring were understandably ad hoc. Now it’s time to formally assess some of the employment law risks. That includes addressing workers’ compensation-qualifying injuries that occur at employees’ homes.

‘A wake-up call on employee benefits’: COVID is driving more interest in open enrollment

10/15/2020
While a vast majority of employees typically choose the same benefits year after year, that could be changing.