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State-based retirement plan mandates grow

By the end of 2023, 15 states will have begun requiring employers that don’t offer retirement benefits to automatically register employees for state-based 401(k) or individual retirement accounts.

401(k) plan news you can use

Two new regulatory projects from the Department of Labor—a set of proposed and final regulations—may impact your 401(k) plan administration.

How secure is your 401(k) plan?

We think cyber/cloud/computer security is an everyday concern because bad things usually happen when it’s not. The IRS is so concerned about security, it’s highlighting it all this month in what it declares Cybersecurity Awareness Month.

Health care to cost retirees hundreds of thousands

A 65-year-old couple that retires this year can expect to spend $315,000 on health care alone over the rest of their lives, according to Fidelity Investments’ latest annual Retiree Health Care Cost Estimate.

Snapshot: We tend to retire sooner than we expected

Americans consistently retire at younger ages than they planned to.

Consistent participation key to retirement fund growth

Remind employees that the recent stock market downturn isn’t a sign to curtail investing in their retirement funds. Smart investors take the long view, confident that markets rebound and lead to wealth growth.

70% of retirees have regrets about retirement savings

Seven out of 10 retirees wish they had saved more for retirement during their working years and would advise their younger selves to sock away more and seek expert financial advice, according to a new survey by the Employee Benefit Research Institute.

Remind employees: Don’t panic about market losses

U.S. stocks have lost nearly 20% of their value this year, with the S&P 500 flirting with bear-market territory and the Dow Jones Average down nearly 15%. Employees invested in your retirement plan are undoubtedly nervous.

Employees still confident they can retire comfortably

The Employee Benefit Research Institute’s 32nd annual Retirement Confidence Survey, conducted in January, found that more than 70% of workers are at least somewhat confident they will be able to retire comfortably, with three in 10 saying they are “very confident.”

Survey: Employers expect to enhance retirement plans

Most U.S. employers are eyeing enhancements to their defined contribution retirement plans in an effort to boost their employees’ retirement security and financial well-being, according to a survey by the Willis Towers Watson consulting firm.