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Insurance

Employee injured at a work-Related conference can qualify for workers’ comp benefits

04/01/2007

If employees are injured while traveling to or attending a work-related conference, they’re probably entitled to workers’ compensation benefits …

Study: N.Y. workers’ comp system is rife with employer cheating

04/01/2007

New York employers are cheating the state workers’ compensation system to the tune of $500 million to $1 billion a year, according to estimates in a Fiscal Policy Institute (FPI) study …

Compare health care premiums by region on new federal database

04/01/2007

Ever wonder how your health care costs stack up against those of employers in other parts of the country? You can find out by accessing the Agency for Healthcare Research and Quality’s database …

If you handle insurance enrollment, be alert to liability for lost, late paperwork

04/01/2007

When employers assume substantial benefit-administration duties, they may be liable when the proper paperwork doesn’t get to where it should. Because federal law imposes a fiduciary obligation on benefit administrators, employers may be sued when they assume the administrator’s role …

Opted out of workers’ comp system? Be careful of verbal authorizations

04/01/2007

If your organization has opted not to participate in the Texas workers’ compensation system, but you still authorize treatment for work-related injuries, make sure you track how and when you give employees permission to seek treatment …

Unemployment Taxes: Don’t Try This Illegal Texas Two-Step

04/01/2007

The Texas Workforce Commission (TWC) recently announced that the agency has recovered nearly $1.8 million in unpaid unemployment insurance taxes from employers …

Benchmark organization’s health benefits using new online database

04/01/2007

The U.S. Agency for Healthcare Research and Quality, part of the Department of Health and Human Services, has introduced a database of average annual health care costs for workers and employers in major U.S. cities …

It’s up to the injured employee to show that she’s totally disabled due to job injury

04/01/2007

Sometimes, what seems like a minor injury is exaggerated by employees who want to collect permanent workers’ compensation benefits. But there’s good news for employers. The Georgia Court of Appeals has clarified whose job it is to prove that disability …

You can ban employee smoking, but can you ban smokers?

04/01/2007

Employers are always looking for ways to cut health care costs … and smoking and overweight employees may seem like ripe targets for change …

Solidify an independent contractor’s status by proving he turned down employee job offer

04/01/2007

Florida employers don’t have to pay workers’ compensation benefits for their independent contractors. Plus, they aren’t responsible for the on-the-job injuries of such workers. But make sure you keep enough “distance” from those workers so they’ll keep their independent-contractor status …