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Insurance

You’ll have more time to revamp COBRA notices

07/01/2004
You and your health plan administrator will soon need to provide more specifics on COBRA rights to departing employees, according to final rules published recently by the U.S. Labor Department. The …

Surprise! Off-duty horseplay can qualify as ‘work time’

07/01/2004
Issue: Your broad liability for workers’ comp injuries. Risk: If supervisors exert control over employees outside the workplace, your organization could be liable for resulting injuries. Action: Alert supervisors …

To cut health costs, weed out ineligible dependents

07/01/2004
Is your health plan covering employees’ adult children, ex-spouses or other relatives? If you don’t know the answer, it may be time for a health plan “participant audit” to help weed …

Prepare to revamp COBRA notices

07/01/2004
The U.S. Labor Department just published final rules that set new minimum standards for the timing and content of COBRA continuing health insurance notices. The rules, which come with sample notices …

Why you should care about 9/11 Commission report

07/01/2004
The federal panel investigating the Sept. 11, 2001, terrorist attacks says the private sector is still unprepared for attacks. It’s expected to endorse a national emergency readiness standard that calls on …

You can trim health benefits for Medicare-eligible retirees

06/01/2004
If your organization offers health insurance to retired employees, an important new Equal Employment Opportunity Commission (EEOC) ruling says you can reduce or eliminate those benefits after the ex-employee becomes eligible …

Court: Employee ‘on-duty errands’ broaden your legal risk

06/01/2004
Issue: Are you liable for employees’ actions when they run personal errands while on company business? Risk: A new court ruling says “Yes,” raising your legal risks with people who …

Even ‘Optional’ company events carry risks

05/01/2004

Q. Awhile back you suggested that we provide transportation home for employees who suffer an illness that could be work-related. Would that apply to company parties for which employees’ attendance is voluntary? —C.K, Illinois

Bankruptcy won’t shield you from COBRA claim.

04/01/2004
Don’t think you can escape your COBRA health-insurance continuation responsibilities simply because your organization files for Chapter 11. Recent case: A company filed for bankruptcy one month after it laid off …

Worker’s on-duty errand can spark liability

03/01/2004
Your organization is typically liable for injuries caused by employees when they’re “acting within the scope of employment.” You aren’t liable when employees cause injuries on their own free time. But …