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Insurance

Get your ergonomic house in order

06/01/2002
Many companies celebrated in April when the Occupational Safety and Health Administration (OSHA) announced it would combat workplace ergonomic injuries through a new strategy of guidance, information and assistance, rather than heavy-handed rules on businesses.

EEOC lifts controversial ADEA link to retiree benefits

05/01/2002
Bowing to criticism from employers and employee groups, the EEOC has officially rescinded its policy of applying the Age Discrimination in Employment Act (ADEA) to employer-sponsored retiree health benefit plans. …

Workers’ Comp Fraud Is Legitimate Reason to Fire

05/01/2002

Q. While on unpaid leave, one of our staffers applied for and was granted workers’ compensation. This person has not expressed any interest in returning to work. She may even be working for someone else. Can we terminate her? —A.L., New York

COBRA notification requires only a ‘good faith’ effort

04/01/2002
The 5th Circuit Court of Appeals upheld a ruling that an employer who sent a COBRA continuation insurance notice to a former employee at his last known address via certified mail …

Health Plan Cancellation Ends Your COBRA Obligation

04/01/2002

Q. Our business recently was forced to implement layoffs—and most remaining employees walked off the job. All were given a COBRA notice, but only one chose to take the coverage. Since this was a group insurance policy and only one person will now be insured, the insurer is cancelling our policy. What’s our responsibility to that ex-employee? —G.B., Texas

Gross misconduct gets tougher to prove

03/01/2002
After a Philadelphia school district fired a high-school math teacher for misusing money from the extracurricular activity account, the teacher sued. He claimed, among other things, that the school district refused …

Expect Enron fallout to sway retirement offerings

03/01/2002
With the collapse of giant energy trader Enron Corp. grabbing headlines, expect new skepticism and tough questions from employees about the makeup of your company’s own retirement plan. Hundreds of …

Night-Shift Liability

03/01/2002

Q. Our company doesn’t have a policy on night shifts, but we’ve asked one of our hourly employees to work from 1 to 9 p.m. without any supervision. If something should happen to the employee while on night duty, are we liable for it? I’ve checked with my state labor department and workers’ comp office, and they say we’re not. —L.R., Florida

EPLI coverage: Shopping for lawsuit security

01/01/2002

Even if you draft airtight employment policies and provide expert training, your company could still end up among the increasing number of businesses facing …

‘Gross Misconduct’ Cancels COBRA Coverage

01/01/2002

Q. Do I have to provide a COBRA notice for an employee who is terminated for a positive drug test shortly after starting work? —D.W., Colorado