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Insurance

‘Michelle’s Law’ kicks in Nov. 8: New health insurance rules for dependent kids

09/29/2009

A new federal law takes effect Nov. 8 that extends eligibility for group health insurance coverage to certain dependent children over age 18 who are enrolled in institutions of higher education.

EEOC takes sides in ‘the pill v. the pope’ battle

09/29/2009

The EEOC has filed suit against Belmont Abbey College, a Catholic-run institution in Belmont, claiming the college’s refusal to provide coverage for birth control in its employee health plan violates the federal Pregnancy Discrimination Act.

Poizner sues over sale of workers’ comp insurance assets

09/21/2009

Steve Poizner, the California Insurance Commissioner and Republican candidate for governor, recently filed a lawsuit seeking to stop the sale of assets in the State Compensation Insurance Fund (SCIF). He contends efforts by the Legislature and Gov. Arnold Schwarzenegger to use the funds to balance the state budget are unconstitutional.

Rebound? Compensation up, but health costs remain high

09/18/2009

A new Watson Wyatt survey says 44% of employers plan to reverse pay cuts made during the recession. That’s up from 30% in June. Also, about one-third of employers plan to unfreeze salaries, up from 17%.

COBRA enrollments doubled since start of subsidy

09/18/2009

This summer, 38% of terminated employees bought into their former organization’s COBRA health insurance coverage plan. That’s double the 19% enrollment rate recorded during the end of 2008, according to a new Hewitt Associates report.

Is a health insurance opt-out bonus taxable?

09/18/2009

Q. We give employees who opt out of our health plan a bonus. Do we withhold federal taxes on that bonus?

What’s the new law? Must we now provide health insurance to employees’ adult children?

09/14/2009

Q. I understand that Illinois has passed a new law requiring certain employer-provided insurance policies to cover an employee’s dependents who are up to age 26 (or up to age 30 in some instances). Which employers and which policies are affected by the new law?

Fla. health premium increases outpace pay growth 370%

09/14/2009

Employers probably already know that health care costs grow faster than any other expense they have, but now the nonprofit Families USA has quantified it. According to the group’s study, Floridians’ health insurance premiums have grown at 3.7 times the rate of average earnings since 2000.

2009 is ‘year of employee benefits’; more in the pipeline for 2010

09/08/2009

Employee benefits have been in the national spotlight right from the start of 2009. From the new FMLA and ADA rules that took effect in January to today’s white-hot health care debate, employers are dealing with important changes and “could-be” changes. Let’s look back at the year in benefits and ahead to what could be coming.

Rebound? Pay on the rise, but health insurance could lag

09/08/2009

A survey by consulting firm Watson Wyatt indicates more employers are loosening the compensation purse strings, even as employees will probably bear higher health benefits costs. According to the survey conducted in August, 44% of employers plan to reverse pay cuts made during the economic downturn.