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Insurance

Always consider how jury might see retroactive actions

06/12/2009

The 7th Circuit Court of Appeals has ruled in a long-running case that a jury acted properly when it concluded an employer’s retroactive termination of health insurance violated the FMLA.

COBRA subsidy available even after ‘involuntary’ termination

06/05/2009

Under the massive new federal economic stimulus law, employees who suffer an “involuntary termination” have to pay just 35% of the cost of COBRA continuation health care coverage. Employers cover the rest and then the government reimburses them. But what does “involuntary termination” mean?

10 low-cost communication tips to start open enrollment right

06/05/2009
Here are 10 ways you can do a better job of communicating with your employees. None of them costs a fortune. All can help increase benefits plan participation.

Small institution tackles big premium hikes

06/05/2009

When the Lake Forest Graduate School of Management got socked with back-to-back health premium increases of 21.9% and 19% in 2004 and 2005, respectively, its HR execs knew it was up to them to help the employees get healthy.

Use progressive discipline—or prepare to pay unemployment even if conduct was outrageous

06/05/2009

Ohio employees who are discharged for just cause aren’t entitled to unemployment compensation payments. But Ohio courts frequently hesitate to cut off unemployment benefits for one-time conduct that may be outrageous—as long as the employee doesn’t have a history of past disciplinary problems and the employer has a progressive discipline program it didn’t use.

New COBRA subsidy available in cases of ‘involuntary termination’: What does that mean?

05/27/2009

Under the massive new federal economic stimulus law, the American Recovery and Reinvestment Act of 2009 (ARRA), employees who suffer an “involuntary termination” have to pay just 35% of the cost of COBRA continuation health care coverage. But what does “involuntary termination” mean?

Can a lazy worker collect unemployment?

05/27/2009

Q. We have an employee who does not work very hard and her production is marginal. If we terminate the employee, will she be able to collect unemployment compensation?

Pregnant employee? Make every effort to accommodate temporary restrictions

05/15/2009

Terminating a pregnant employee because she has minor medical restrictions can be very expensive. The move may mean you have to make the employee financially whole—plus pay a large punitive damage award and attorneys’ fees. Here’s the best way to handle temporary medical restrictions associated with pregnancy:

After ARRA, how to handle gross misconduct and COBRA coverage

05/11/2009

In light of the enactment of the American Recovery and Reinvestment Act (ARRA) of 2009, employers have begun re-examining the cases of some employees who were involuntarily discharged for misconduct. The purpose? To determine whether the employees are eligible to receive a 65% subsidy for continuation of health insurance benefits under COBRA.

Latest IRS COBRA guidance has some surprises for employers

05/06/2009

Employers now have an answer to their single biggest and most vexing question about the elaborate new federal subsidy arrangement under COBRA, but it may not be the answer they were hoping for or expecting.