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Insurance

Street Smarts: Your peers weigh in with 5 real-world comp & benefits solutions

04/21/2009

Try these practical, workplace-proven compensation and benefits tips to recognize employees and save time and money.

Judicial oracle OKs Delphi’s cuts

04/20/2009

Back in days of yore when Delphi was set free from General Motors, it kept a promise GM had made to salaried white-collar workers: They would have free life and health insurance for the rest of their days. Then the now-bankrupt Delphi moved to discontinue the promised benefits …

College violated law when it withdrew health care option

04/20/2009

The Michigan Court of Appeals has decided Wayne County Community College violated state law when it eliminated the traditional Blue Cross/Blue Shield plan from the list of plans available to college employees.

Requiring employees to undergo health-risk assessments could violate the ADA, says EEOC

04/17/2009

The EEOC recently said that employers should not require employees to take health-risk assessments in order to obtain health coverage through the employer. Such tests could violate the ADA’s rules against disability-related inquiries.

8 ways to trim marginal benefits, max out those that work

04/14/2009

In today’s pared-to-the-bone business environment, you can’t waste time or money offering benefits no one cares about. If you haven’t already, now’s the time to take a magnifying glass to your benefits. Look for efficiencies in these eight places.

What happens if workers’ comp carrier doesn’t respond to referral request?

04/14/2009

Q. The authorized treating physician of an employee who suffered a job-related injury referred the employee to a pain management specialist. Now our employee tells us that our workers’ compensation carrier has not responded to the referral request. The carrier evidently believes that this referral is not reasonably and medically necessary. Can it deny the referral request for that reason?

Changed work schedule isn’t workers’ comp retaliation

04/09/2009

A minor schedule change to accommodate medical restrictions isn’t retaliation.

Retirees leave utility with lifetime benefits

04/07/2009

When employees of Penasco Valley Telecommunications retire, they walk away with health, dental, life and vision insurance for life—and free cell phone service for a year. The Artesia, N.M., telecommunications cooperative has 90 employees with an average tenure of 17 years.

How does an employee’s FMLA leave status affect how we conduct a layoff?

04/07/2009

Q. I am the HR manager of a company with about 350 employees. I have just learned that the company is eliminating one product line and, as a result, there will be a layoff in that department. One of the employees who would be laid off is on FMLA leave. How do I handle this situation? …

IRS clarifies COBRA subsidy’s ‘involuntary termination’ language—sort of

04/07/2009

When the mammoth American Recovery and Reinvestment Act of 2009 (ARRA) economic stimulus law was enacted in February, lots of the details were still fuzzy. Now the IRS has defined a key term that governs who qualifies for the 65% COBRA subsidy built into the law. The only trouble is, the definition poses more questions than it answers.