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Insurance

Shopping for voluntary benefits? 5 ‘must ask’ questions

03/26/2009

As a way to cut costs, more organizations are replacing their company-paid benefits with voluntary benefits. However, choosing (or negotiating) the wrong voluntary benefits plan can result in extra fees, added paperwork and push-back from employees. Here are five key questions to ask when shopping for voluntary benefits:

IRS, DOL release guidance on new COBRA rules

03/24/2009

The IRS and the U.S. Department of Labor have just published guidance to help employers claim the credit for the new 65% COBRA subsidy and create the mandatory new COBRA notices. Look here for links to the documents and information you need to comply.

Feds publish more details on new COBRA subsidy, notices

03/24/2009

Confused about the 65% COBRA subsidy provision that was included in the big federal stimulus package approved in February? You’re not alone. In an effort to clarify things, the IRS has published new information on its web site to help employers claim the credit for COBRA medical premiums they pay for former employees.

Think twice before firing workers’ comp applicant

03/12/2009

Minnesota employees are protected from being fired in retaliation for filing a workers’ compensation claim. That means employers have to think twice before discharging such an employee for anything but the most solid reasons.

Minneapolis fireman fights insurance rules, too

03/12/2009

In his 25 years on the Minneapolis Fire Department, Thomas Davison fought a series of debilitating health conditions along with the fires he helped put out. He also had to fight the department to obtain health benefits.

Legislative auditor calls for workers’ comp ombudsman

03/12/2009

Minnesota’s Office of the Legislative Auditor claims Minnesota workers’ compensation insurers underpaid benefits by about $3 million last year. An auditor’s report charged in February that insurers frequently reject legitimate claims.

How long do we need to hold job for employee out for workers’ comp injury?

03/12/2009

Q. Is an employer required to keep a job open for an employee who is out on an indefinite leave due to a workers’ compensation injury? Does the employee have an automatic right to get put back into the same job he was doing right before he was injured?

Stimulus law shakes up COBRA, other HR programs

03/09/2009

Amid the billions of dollars for roads and industry bailouts, the $789 billion American Recovery and Reinvestment Act of 2009 signed on Feb. 17 by President Obama includes a handful of important HR-related provisions. Comp and benefits pros must act immediately to comply with some of these provisions.

Free health perks help wellness, recruiting

03/09/2009

Full-time employees of Lehigh Valley Hospital & Health Network don’t pay for health insurance. Plus, the organization hands them a fistful of “wellness dollars”—$700 to be exact—to spend on anything from gym memberships to massage therapy. Not only does the program help current employees, but also it has improved recruiting.

Employees with special-needs kids get improved medical coverage

03/09/2009

Parents of disabled kids who work for data management firm NetApp have access to enhanced health benefits to cover speech, occupational and physical therapy. Any child up to 12 years old who is diagnosed with a developmental delay or disorder is covered.