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Insurance

Breaking no-alcohol rule may mean no jobless benefits

11/12/2008

If you have a zero-tolerance policy for employees drinking alcohol on duty, employees who are fired for breaking the rules may be denied unemployment compensation benefits—even if the employee wasn’t impaired enough to be criminally charged with drunken driving.

Can we fire someone who is costing us a fortune in workers’ comp claims?

11/12/2008

Q. We have an employee in our manufacturing facility who has brought numerous workers’ compensation claims. This has cost us a lot of money. Do we have to continue to employ this person? His position involves a continued risk of physical injury.

Get attorney’s help when settling injury cases

11/12/2008

Sometimes, employees who are hurt while driving company cars have two separate claims against their employers: one for possible negligence involving the automobile, and another involving workers’ comp benefits for an on-the-job injury. If you decide to settle the negligence claim, have your attorneys review the settlement agreement.

New president, new Congress: 5 new employment laws could reshape HR

11/11/2008

When Barack Obama takes office in January, get ready for the most sweeping employment-law changes the HR world has seen in years. Attorney Mike Fox walks you through the legislation likely to reshape HR, possibly even in the first 100 days of the Obama administration. Here’s how to prepare.

Beware potential new source of lawsuits: Lawyers try RICO in discrimination case

11/10/2008

Lawyers are always looking for novel ways to sue on behalf of employees. One such recent attempt involves trying to apply the RICO Act—originally meant to combat organized crime—against employers. If successful, such lawsuits could result in more than lost dollars: Managers and supervisors could go to jail.

New workers’ comp law stops double coverage for out-of-staters

11/10/2008

Senate Bill 334, which became Ohio law in October, eliminated a significant financial burden for roughly 40,000 Ohio employers that were paying workers’ compensation premiums twice to cover out-of-state workers.

Any way to demand repayment of health insurance premiums?

11/10/2008

Q. We have an employee who failed to return from an FMLA leave of absence. During the leave, we had been paying our customary share of her medical insurance premiums. Is there anything we can do to recoup the expenses we paid for this employee?

HR must step up as economy takes a tumble

11/10/2008

As the impact of the global economic crisis takes hold, a quarter of U.S. employers expect to make layoffs in the next 12 months—if they haven’t already done so. However, most companies are focusing on increased employee communication and smaller cost-saving measures.

How old are your employees’ covered dependents?

11/10/2008

At least 30 states require organizations that offer health benefits to employees’ dependents to include children up to age 30—and the number is growing. They are reacting to the growing number of young adults who do not have health insurance.

HR and the bailout: Bill includes key mental health coverage

11/10/2008

The massive $700 billion financial rescue bill that President Bush signed into law on Oct. 3 contained dozens of measures that have nothing to do with bailing out Wall Street or shoring up credit markets. Among them: long-awaited legislation that bans health insurers from imposing stricter limits on coverage for mental health and substance-use conditions than those set for other health problems.