05/02/2013
The bottom line for you to avoid free-rider penalties under the Affordable Care Act is not to have employees obtain health insurance on the individual exchange and qualify for premium tax credits or other cost sharing reductions.
05/01/2013
Q. After several large health insurance claims last year, our president decided to increase the premiums deducted from employees’ paychecks. However, the rate he has directed to be deducted is higher than the rate at which we are billed for the spouse and dependent coverage. Is it legal to make money off of the “premiums” we ask employees to pay?